Emma McKenzie

Emma is a Financial Adviser based in the Central West of New South Wales and has been working in financial services since 2017. She holds a Graduate Diploma in Financial Planning and is an SMSF Specialist Adviser™ (SSA®) with the SMSF Association. Emma is also currently completing her Aged Care Specialisation, reflecting her commitment to providing informed, holistic advice across key life stages.

Emma is a member of the Certified Independent Financial Advisers Association of Australia (CIFAA), reinforcing her commitment to delivering advice that is free from product influence and aligned solely with her clients’ best interests. She is also an approved adviser under the Australian Defence Force (ADF) Financial Advice Referral Program, having met strict criteria regarding independence and fee transparency, including a commitment to fee-for-service advice with no commissions or conflicted remuneration. She is confident in advising on defined benefit schemes, including MSBS, CSS and PSS, and the role these benefits play within broader retirement strategies.

A dedicated member of the Financial Advice Association Australia (FAAA) since 2021, Emma was recognised as the FAAA 2024 University Student of the Year for her academic achievements, commitment to the profession, and contributions to the community. In 2025, she was also named one of Insider’s 40 Under 40 Future Financial Leaders, and was recently named a finalist for Women in Wealth's Rising Star of the Year 2026.

Emma works with individuals and families at many stages of life, helping them make confident decisions about their financial future. Her areas of advice include retirement planning, wealth accumulation, defined benefit products, superannuation and SMSF strategies, personal insurance, and estate planning. Known for her clear, practical approach and strong alignment with her clients’ values and lifestyles, she focuses on building long-term strategies that support both financial growth and the life her clients want to live.

Outside of her professional work, Emma is actively involved in her local community. She currently serves as Secretary of the Cowra Netball Association and Treasurer of the local preschool board, contributing her time and financial expertise to support community organisations and local families.