As a married couple aged 49 and 61, we were unsure about the best steps to take as we approached retirement. After selling an investment property, we needed expert guidance on managing capital gains tax and strengthening our financial position. Working with Wayne Terry at Financial Edge Group has given us clarity, confidence, and peace of mind. Wayne took the time to understand our full financial situation, including the property sale, and explained our options for managing capital gains tax. His advice on maximising superannuation contributions, including the benefits of spousal contributions, was invaluable in improving our retirement savings and tax position. He also helped us establish a Transition to Retirement (TTR) account, which was straightforward and stress-free, and we’ve already received our first payment, confirming our strategy is on track. With tight deadlines to meet before the 2024/25 financial year, Wayne’s dedication ensured everything was finalised on time. The statement of advice he prepared was clear, tailored, and easy to follow, turning what felt overwhelming into a manageable plan. We also want to thank Kailie Phillpot (KP) for her efficiency and attention to detail, which made the process seamless. Together, Wayne and KP are an exceptional team, and we now feel confident and secure about our future. We’re looking forward to our ongoing relationship and our next meeting in 2026. We have a long distance relationship which works well, with us living in the Northern Rivers NSW and Wayne on the Central Coast NSW and our catch ups are easily managed via phone, Zoom/Teams and email. We highly recommend Wayne Terry and the Financial Edge Group to anyone seeking professional, reliable, and caring financial advice. Warm regards, Amanda and Robert Nutt
