Richie Pillay

People deserve a "happy life" - and this term holds a unique definition for each and every Australian. Retirement advice should focus on more than just the financial strategies available to those entering this significant chapter of their life. It should allow people to get answers and resolutions to their questions on the feelings they are having around the term "retirement". It should not have barriers to the questions clients should be able to ask an adviser. The anxiousness around the unknown of retirement, is best reduced with transparency and openness in the way it is handled.

The below is just a background of Next Chapter Retirement Solutions and where it started. The above message, if it resonates with you - is why we might be a good starting point for you and your family.

Richard Pillay is a Certified Financial Planner, which is the highest designation an adviser can attain under the Financial Planning Association. He holds a Bachelor of Economics Degree from Macquarie University and a Diploma of Financial Planning.

Prior to starting Next Chapter Retirement Solutions, Richard worked in the financial service industry for over 20 years. He began his career at Money Solutions, supporting advisers working with industry super fund members. He then moved to FuturePlus Financial Services, where he gained experience in both advice and preparation for Local Government super fund members, learning the importance of building strong relationships with clients and stakeholders. With a growing desire to work with clients directly, Richard started working at State Super Financial Services. Here he developed expertise in retirement advice for both public and private sector employees, and helped clients manage wealth, investment risk, tax, cash flow, social security entitlements, estate planning and future aged care needs.

During his time at State Super Financial Services, Richard built over 300 client relationships, managing a portfolio exceeding $165 million and was valued for simplifying the superannuation system for clients and helping them meet their needs.

With a strong foundation and a passion for helping people navigate retirement, Richard established Next Chapter Retirement Solutions, in 2018. The business focuses on providing clients a meaningful experience and peace of mind, allowing them to enjoy their retirement.

Richard is a family man, married to Komi, with three children in primary school. Raised in Western Sydney, Richard has strong ties to the local community including involvement with The Ponds Cricket Team. Recharging is important to him, and as a family they make time to escape up North to the beach throughout the year.